Privacy Policy

MaxCessible Finance — Last updated: August 2026

1. Introduction

MaxCessible Finance ("the App") is committed to protecting your privacy. This Privacy Policy explains what data is stored on your device, what data is transmitted off your device, how it is used, and your rights. The App does not require an account, and all features can be used without logging in.

2. Data Stored Only on Your Device

The following information is stored only in your device's local storage and is never transmitted off your device:

  • Budget entries: item descriptions, amounts, dates and currency you enter in the Budget Tracker.
  • Preferences: your selected language, currency, weekly spending goal, dark-mode setting and habits streak.

You can permanently delete all on-device budget data at any time using the "Delete History" section within the App.

3. Data Transmitted Off Your Device

When the App loads and runs, it communicates with our backend provider (Base44) over a secure HTTPS connection to deliver app functionality. This communication includes a device/installation identifier (which may include the Android Advertising ID used by SDKs bundled in Base44-generated Android builds) and standard technical request data such as the app identifier, request timestamps and IP address. No budget entries, location, contacts, messages, photos, videos, audio, files or web-browsing data are transmitted off your device.

4. Purpose of the Data We Transmit

The device/installation identifier and request data are used for:

  • App functionality: enabling our backend to serve the App and return app settings to your device.
  • Analytics and statistics: our backend provider may aggregate platform-level usage and performance telemetry tied to the installation identifier.

This data is not used for advertising, marketing, or personalization.

5. Third Parties and Service Providers

The transmitted data may be processed by Base44 and by service providers and SDKs that Base44 uses to operate the Android app, including platform services such as Firebase, acting on our behalf to host and operate the App. It is not sold or shared with advertisers or other third parties for their own purposes. Google Fonts may be used to load fonts; this generates a standard font request to Google's servers and does not transmit your device identifier.

6. Accounts

The App does not require or offer accounts, login, or authentication. The device/installation identifier is not linked to an account or to personal information such as your name or email address.

7. Encryption in Transit

All data transmitted between the App and our backend is encrypted in transit using HTTPS.

8. Your Choices and Opt-Out

On-device budget data and preferences can be cleared at any time using the "Delete History" section. The device/installation identifier used for app functionality cannot be disabled by you, because the App depends on its backend to function.

9. Data Retention

On-device data is retained until you delete it. Technical and analytics data retained by our backend provider is kept in accordance with the backend provider's platform retention policy. Because this data is not linked to an account, it is associated only with the device/installation.

10. Deleting Your Data and Your Rights

You can delete your on-device budget data at any time via the "Delete History" section. Technical and analytics data processed by our backend provider (Base44) is retained and handled according to Base44's platform policies and applicable legal requirements. This data is associated only with the device/installation and is not linked to an account. For general privacy inquiries, please contact us at the email below.

11. Children's Privacy (COPPA)

This App is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal data, please contact us so we can delete it.

12. GDPR & CCPA Rights

If you are located in the European Union or the State of California, you may have rights to access or correct your personal data, or to request its deletion. You can delete your on-device budget data at any time via the "Delete History" section. Technical and analytics data processed by our backend provider is retained and handled according to the provider's platform policies and applicable legal requirements. For general privacy inquiries, please email us.

13. Third-Party Links

This App contains links to external websites, including Linktree, Amazon, and ElevenLabs. We are not responsible for the privacy practices or content of those external sites. We encourage you to review their privacy policies before interacting with them.

14. Affiliate Links

Some links in this App are affiliate links. Clicking them and making a purchase may result in a small commission being earned by the App creator, at no additional cost to you. See the full Affiliate Disclosure in the Legal & Privacy section of the App.

15. Changes to This Policy

We may update this Privacy Policy from time to time. Continued use of the App after changes are posted constitutes acceptance of the updated policy.

16. Contact

For privacy-related inquiries, please contact us at:

Please do not send sensitive information such as Social Insurance Numbers, passwords, bank account numbers, payment card numbers, or confidential financial details by email or message.

maxcessible.support@gmail.com
© 2026 MaxCessible Finance. All rights reserved.
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