Terms of Use

1. Acceptance of Terms

By accessing or using MaxCessible Finance ("the App"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use the App.

2. Purpose of the App

MaxCessible Finance is designed for personal educational and financial awareness purposes only. The App helps users track their daily spending, reflect on purchasing habits, and explore general financial mindset resources. It is not designed to provide personalized investment advice, tax guidance, or professional financial planning.

3. No Financial Advice

The content in this App does not constitute personalized financial, investment, legal, or tax advice. All information, tools, questions, steps, and resources provided in this App are for general educational and informational purposes only. They are not tailored to your individual financial situation, goals, or needs. Always consult a qualified and licensed financial advisor, accountant, or legal professional before making any financial decisions.

4. Eligibility

You must be at least 13 years of age to use this App. By using the App, you represent and warrant that you meet this age requirement.

5. User Responsibilities

• You are responsible for the accuracy of data you enter into the App.
• You agree not to misuse, reverse-engineer, copy, or redistribute any part of the App without written permission.
• You agree not to use the App for any unlawful purpose.

6. Your Data

You retain full ownership of the budget data you enter. You can permanently delete your data at any time using the "Delete History" section within the App. Please refer to our Privacy Policy for full details on how your data is stored and handled.

7. Intellectual Property

All original content within this App — including but not limited to the 20 pre-purchase questions, the 6-step financial framework, breathing and tapping meditation scripts, and the overall App structure — is the intellectual property of the creator of MaxCessible Finance and is protected by applicable copyright law. Unauthorized reproduction or distribution is prohibited.

8. Third-Party Links and Affiliate Content

The App may contain links to third-party websites and affiliate links. We are not responsible for the content, accuracy, or practices of those external websites. Some links may generate a commission for the App creator — see the full Affiliate Disclosure for details.

9. Limitation of Liability

The App is provided "as is" without warranties of any kind. The creator of MaxCessible Finance is not liable for any financial losses, decisions, or outcomes resulting from the use of this App or any information contained within it.

10. Medical Disclaimer

The breathing and tapping meditation content in this App is based on personal experience and publicly available techniques. It is not a substitute for professional medical or mental health advice. Please consult a qualified health professional before starting any new health practice.

11. Changes to These Terms

We reserve the right to update these Terms of Use at any time. Continued use of the App after changes are made constitutes acceptance of the revised terms.

12. Contact

For questions about these Terms of Use, please contact us at:

Please do not send sensitive information such as Social Insurance Numbers, passwords, bank account numbers, payment card numbers, or confidential financial details by email or message.